diff --git a/HISTORY.md b/HISTORY.md
index a8065b2..fc39941 100644
--- a/HISTORY.md
+++ b/HISTORY.md
@@ -1,5 +1,25 @@
 # Bill Tracker — Changelog
 
+## v0.33.8.3
+
+### 🚀 Features
+
+- **Subscription badge (indigo)** — `Sub` badge in all four locations (desktop tracker, mobile tracker, desktop bills table, mobile bills row), toggleable via Bills page display preferences.
+- **SimpleFIN Sync status card** — New card in Operations grid on Status page showing connections, accounts, last sync, next check, interval, and any errors.
+- **Daily worker now starts** — `dailyWorker.start()` was never called; autopay marking, notifications, session pruning, and scheduled cleanup are now active.
+
+### 🐛 Bug Fixes
+
+- **Tracker overdue count** — `overdue_count` now runs a real SQL query: active monthly bills where due_day < today, no payment this month, and not skipped.
+- **Status page accuracy** — Header subtitle reflects `data.ok` ("All systems operational" / "One or more systems need attention"). Application card shows "Degraded" in red when not ok. Worker status pill now checks `last_error` — a running worker with errors shows "Error" red instead of "Running" green. "Stopped" renamed to "Error" for accuracy.
+- **SimpleFIN Recommendations title** — Removed redundant "SimpleFIN" prefix from card title on Subscriptions page.
+
+### 🛠 Internal
+
+- `routes/status.js` — `bank_sync` block returns config, worker state, DB aggregates.
+
+---
+
 ## v0.33.8.2
 
 ### 🐛 Bug Fixes
diff --git a/client/components/BillsTableInner.jsx b/client/components/BillsTableInner.jsx
index e907dc0..d3660b1 100644
--- a/client/components/BillsTableInner.jsx
+++ b/client/components/BillsTableInner.jsx
@@ -71,6 +71,11 @@ function BillCard({ bill, prefs = ALL_ON, onEdit, onToggle, onDelete, onHistory,
               2FA
             </span>
           )}
+          {prefs.showSubscription && !!bill.is_subscription && (
+            <span className="shrink-0 rounded bg-indigo-500/15 px-1.5 py-0.5 text-[11px] font-semibold text-indigo-600 dark:text-indigo-300">
+              Sub
+            </span>
+          )}
           {hasHistory && (
             <span
               className="inline-flex h-4 w-4 shrink-0 items-center justify-center rounded-full border border-sky-500/25 bg-sky-500/10 text-sky-500"
diff --git a/client/components/MobileBillRow.jsx b/client/components/MobileBillRow.jsx
index dad32c2..3103169 100644
--- a/client/components/MobileBillRow.jsx
+++ b/client/components/MobileBillRow.jsx
@@ -70,6 +70,9 @@ export const MobileBillRow = React.memo(function MobileBillRow({ bill, onEdit, o
             {bill.has_2fa && (
               <span className="rounded bg-violet-500/20 px-1.5 py-0.5 text-[10px] font-semibold text-violet-300">2FA</span>
             )}
+            {bill.is_subscription && (
+              <span className="rounded bg-indigo-500/15 px-1.5 py-0.5 text-[10px] font-semibold text-indigo-600 dark:text-indigo-300">Sub</span>
+            )}
           </div>
         </div>
 
diff --git a/client/components/MobileTrackerRow.jsx b/client/components/MobileTrackerRow.jsx
index 4c82f2a..7c0f64d 100644
--- a/client/components/MobileTrackerRow.jsx
+++ b/client/components/MobileTrackerRow.jsx
@@ -195,6 +195,14 @@ export const MobileTrackerRow = React.memo(function MobileTrackerRow({ row, year
                   AP
                 </span>
               )}
+              {row.is_subscription && (
+                <span
+                  className="inline-flex shrink-0 rounded border border-indigo-500/25 bg-indigo-500/10 px-1.5 py-0.5 text-[10px] font-bold leading-none text-indigo-600 dark:text-indigo-300"
+                  title="Subscription"
+                >
+                  Sub
+                </span>
+              )}
             </div>
             {row.monthly_notes && (
               <p className="mt-1 line-clamp-2 text-xs italic text-amber-500/80" title={row.monthly_notes}>
diff --git a/client/pages/BillsPage.jsx b/client/pages/BillsPage.jsx
index 222bc1e..a86909f 100644
--- a/client/pages/BillsPage.jsx
+++ b/client/pages/BillsPage.jsx
@@ -186,20 +186,22 @@ const PREFS_DEFAULTS = {
   showApr:        true,
   showBalance:    true,
   showMinPayment: true,
-  showAutopay:    true,
-  show2fa:        true,
+  showAutopay:      true,
+  show2fa:          true,
+  showSubscription: true,
 };
 
 const PREFS_LABELS = [
-  ['showCategory',   'Category'],
-  ['showDueDay',     'Due day'],
-  ['showAmount',     'Amount'],
-  ['showCycle',      'Billing cycle'],
-  ['showApr',        'APR'],
-  ['showBalance',    'Balance'],
-  ['showMinPayment', 'Min payment'],
-  ['showAutopay',    'Autopay badge'],
-  ['show2fa',        '2FA badge'],
+  ['showCategory',     'Category'],
+  ['showDueDay',       'Due day'],
+  ['showAmount',       'Amount'],
+  ['showCycle',        'Billing cycle'],
+  ['showApr',          'APR'],
+  ['showBalance',      'Balance'],
+  ['showMinPayment',   'Min payment'],
+  ['showAutopay',      'Autopay badge'],
+  ['show2fa',          '2FA badge'],
+  ['showSubscription', 'Subscription badge'],
 ];
 
 function useDisplayPrefs() {
diff --git a/client/pages/StatusPage.jsx b/client/pages/StatusPage.jsx
index ded3002..be46211 100644
--- a/client/pages/StatusPage.jsx
+++ b/client/pages/StatusPage.jsx
@@ -124,7 +124,7 @@ function ReleaseNotesSection({ version, historyMeta }) {
 
   return (
     <StatusCard title="Release Notes" status={`v${version.version}`} tone="good">
-      <StatRow label="Latest Release" value={categories[0] ?? null} />
+      <StatRow label="Total Changes" value={version.notes?.length ? `${version.notes.length} items` : null} />
       <StatRow label="Last Updated" value={formatDateTime(historyMeta?.updated_at)} />
       <div className="py-2 border-b border-border/50">
         <p className="text-sm text-muted-foreground">Preview</p>
@@ -285,14 +285,26 @@ export default function StatusPage() {
   const server = data?.server ?? data?.clock ?? {};
   const tracker = data?.tracker ?? data?.tracker_health ?? {};
   const cleanup = data?.cleanup ?? {};
+  const bankSync = data?.bank_sync ?? data?.simplefin ?? {};
   const errors = data?.errors ?? data?.recent_errors ?? [];
 
   const dbOk = db.connected ?? (db.status === 'connected') ?? true;
-  const workerOk = worker.running ?? worker.enabled ?? null;
+  const workerOk = !worker.enabled ? null : worker.last_error ? false : true;
   const notificationsConfigured = notifications.configured ?? notifications.smtp_configured ?? null;
   const backupsEnabled = backups.enabled ?? null;
   const recentErrors = Array.isArray(errors) ? errors : [];
 
+  const bankSyncEnabled = bankSync.enabled ?? false;
+  const bankSyncStatus = !bankSyncEnabled ? 'Disabled'
+    : bankSync.running ? 'Syncing'
+    : bankSync.last_error ? 'Error'
+    : bankSync.source_count > 0 ? 'Connected'
+    : 'No Sources';
+  const bankSyncTone = !bankSyncEnabled ? 'muted'
+    : bankSync.last_error ? 'warn'
+    : bankSync.source_count > 0 ? 'good'
+    : 'warn';
+
   return (
     <div>
 
@@ -301,7 +313,7 @@ export default function StatusPage() {
         <div>
           <h1 className="text-2xl font-bold tracking-tight">Server Status</h1>
           <p className="text-sm text-muted-foreground mt-0.5">
-            {data ? 'All systems operational' : 'Loading…'}
+            {!data ? 'Loading…' : data.ok ? 'All systems operational' : 'One or more systems need attention'}
           </p>
         </div>
         <Button variant="outline" size="sm" onClick={load} disabled={loading}>
@@ -322,7 +334,7 @@ export default function StatusPage() {
         <div className="grid gap-4 mb-6 md:grid-cols-2">
 
           {/* Application */}
-          <StatusCard title="Application" status="Online" tone="good">
+          <StatusCard title="Application" status={data?.ok ? 'Online' : 'Degraded'} tone={data?.ok ? 'good' : 'bad'}>
             <StatRow label="Version"     value={(app.version ?? data?.version) ? `v${app.version ?? data?.version}` : null} />
             <StatRow label="Environment" value={app.environment ?? app.env ?? data?.environment ?? data?.env} />
             <StatRow
@@ -384,7 +396,7 @@ export default function StatusPage() {
 
             <StatusCard
               title="Daily Worker"
-              status={workerOk === null ? 'Pending' : workerOk ? 'Running' : 'Stopped'}
+              status={workerOk === null ? 'Pending' : workerOk ? 'Running' : 'Error'}
               tone={workerOk === null ? 'muted' : workerOk ? 'good' : 'bad'}
             >
               <StatRow label="Enabled" value={worker.enabled === undefined ? null : worker.enabled ? 'Yes' : 'No'} />
@@ -393,6 +405,19 @@ export default function StatusPage() {
               <StatRow label="Last Error" value={worker.last_error} last />
             </StatusCard>
 
+            <StatusCard
+              title="SimpleFIN Sync"
+              status={bankSyncStatus}
+              tone={bankSyncTone}
+            >
+              <StatRow label="Connections" value={bankSyncEnabled ? (bankSync.source_count ?? 0) : null} />
+              <StatRow label="Accounts" value={bankSyncEnabled ? (bankSync.account_count ?? 0) : null} />
+              <StatRow label="Last Sync" value={bankSyncEnabled ? formatDateTime(bankSync.last_sync_at) : null} />
+              <StatRow label="Next Check" value={bankSyncEnabled ? formatDateTime(bankSync.next_run_at) : null} />
+              <StatRow label="Interval" value={bankSyncEnabled && bankSync.interval_hours ? `Every ${bankSync.interval_hours}h` : null} />
+              <StatRow label="Last Error" value={bankSync.last_error} last />
+            </StatusCard>
+
             <StatusCard
               title="Notifications"
               status={notificationsConfigured === null ? 'Pending' : notificationsConfigured ? 'Configured' : 'Missing'}
diff --git a/client/pages/SubscriptionsPage.jsx b/client/pages/SubscriptionsPage.jsx
index c12f2ea..b912a62 100644
--- a/client/pages/SubscriptionsPage.jsx
+++ b/client/pages/SubscriptionsPage.jsx
@@ -459,7 +459,7 @@ export default function SubscriptionsPage() {
           <CardHeader className="px-4 pb-3 sm:px-6">
             <div className="flex items-center gap-2">
               <Sparkles className="h-4 w-4 text-primary" />
-              <CardTitle className="text-base">SimpleFIN Recommendations</CardTitle>
+              <CardTitle className="text-base">Recommendations</CardTitle>
             </div>
             <CardDescription>Recurring unmatched bank charges that look like subscriptions.</CardDescription>
           </CardHeader>
diff --git a/client/pages/TrackerPage.jsx b/client/pages/TrackerPage.jsx
index 859c43f..6594932 100644
--- a/client/pages/TrackerPage.jsx
+++ b/client/pages/TrackerPage.jsx
@@ -1044,6 +1044,14 @@ function Row({ row, year, month, refresh, index, onEditBill }) {
                     AP
                   </span>
                 )}
+                {row.is_subscription && (
+                  <span
+                    className="inline-flex shrink-0 rounded border border-indigo-500/25 bg-indigo-500/10 px-1.5 py-0.5 text-[10px] font-bold leading-none text-indigo-600 dark:text-indigo-300"
+                    title="Subscription"
+                  >
+                    Sub
+                  </span>
+                )}
                 <Button
                   size="icon" variant="ghost"
                   className="h-7 w-7 opacity-100 transition-opacity text-muted-foreground hover:text-foreground hover:bg-accent lg:opacity-0 lg:group-hover:opacity-100"
diff --git a/package.json b/package.json
index 4f70d9d..4d26949 100644
--- a/package.json
+++ b/package.json
@@ -1,6 +1,6 @@
 {
   "name": "bill-tracker",
-  "version": "0.33.8.2",
+  "version": "0.33.8.3",
   "description": "Monthly bill tracking system",
   "main": "server.js",
   "scripts": {
diff --git a/routes/status.js b/routes/status.js
index 3d4cfee..746ee5d 100644
--- a/routes/status.js
+++ b/routes/status.js
@@ -7,6 +7,8 @@ const { getStatusRuntime, recordError } = require('../services/statusRuntime');
 const { listBackups } = require('../services/backupService');
 const { getScheduleStatus } = require('../services/backupScheduler');
 const { checkForUpdates } = require('../services/updateCheckService');
+const { getStatus: getBankSyncWorkerStatus } = require('../services/bankSyncWorker');
+const { getBankSyncConfig } = require('../services/bankSyncConfigService');
 
 const startTime = Date.now();
 let pkg;
@@ -188,6 +190,7 @@ router.get('/', async (req, res) => {
 
     try {
       const range = monthRange(now);
+      const todayDay = now.getDate();
       const billCount = db.prepare('SELECT COUNT(*) AS n FROM bills WHERE active = 1').get().n;
       const paymentCount = db.prepare(
         'SELECT COUNT(*) AS n FROM payments WHERE paid_date BETWEEN ? AND ? AND deleted_at IS NULL'
@@ -195,6 +198,20 @@ router.get('/', async (req, res) => {
       const skippedCount = db.prepare(
         'SELECT COUNT(*) AS n FROM monthly_bill_state WHERE year = ? AND month = ? AND is_skipped = 1'
       ).get(range.year, range.month).n;
+      const overdueCount = db.prepare(`
+        SELECT COUNT(*) AS n FROM bills b
+        WHERE b.active = 1
+          AND b.billing_cycle = 'monthly'
+          AND CAST(b.due_day AS INTEGER) < ?
+          AND NOT EXISTS (
+            SELECT 1 FROM payments p
+            WHERE p.bill_id = b.id AND p.paid_date BETWEEN ? AND ? AND p.deleted_at IS NULL
+          )
+          AND NOT EXISTS (
+            SELECT 1 FROM monthly_bill_state mbs
+            WHERE mbs.bill_id = b.id AND mbs.year = ? AND mbs.month = ? AND mbs.is_skipped = 1
+          )
+      `).get(todayDay, range.start, range.end, range.year, range.month).n;
 
       tracker = {
         ok: true,
@@ -204,7 +221,7 @@ router.get('/', async (req, res) => {
         payment_count: paymentCount,
         bills_this_month: billCount,
         payments_this_month: paymentCount,
-        overdue_count: null,
+        overdue_count: overdueCount,
         skipped_count: skippedCount,
         last_error: null,
       };
@@ -218,6 +235,69 @@ router.get('/', async (req, res) => {
     }
   }
 
+  // Bank sync (SimpleFIN) status
+  let bankSync = {
+    enabled: false,
+    running: false,
+    source_count: 0,
+    account_count: 0,
+    transaction_count: 0,
+    interval_hours: null,
+    sync_days: null,
+    last_sync_at: null,
+    next_run_at: null,
+    last_error: null,
+  };
+  try {
+    const config = getBankSyncConfig();
+    const workerStatus = getBankSyncWorkerStatus();
+    bankSync = {
+      enabled: config.enabled,
+      running: workerStatus.running,
+      interval_hours: config.sync_interval_hours,
+      sync_days: config.sync_days,
+      source_count: 0,
+      account_count: 0,
+      transaction_count: 0,
+      last_sync_at: null,
+      next_run_at: workerStatus.next_run_at,
+      last_error: null,
+    };
+    if (db) {
+      const sourceRow = db.prepare(`
+        SELECT COUNT(*) AS source_count, MAX(last_sync_at) AS last_sync_at
+        FROM data_sources WHERE type = 'provider_sync' AND provider = 'simplefin'
+      `).get();
+      const accountRow = db.prepare(`
+        SELECT COUNT(fa.id) AS account_count
+        FROM financial_accounts fa
+        INNER JOIN data_sources ds ON ds.id = fa.data_source_id
+        WHERE ds.type = 'provider_sync' AND ds.provider = 'simplefin'
+      `).get();
+      const txRow = db.prepare(`
+        SELECT COUNT(t.id) AS transaction_count
+        FROM transactions t
+        INNER JOIN data_sources ds ON ds.id = t.data_source_id
+        WHERE ds.type = 'provider_sync' AND ds.provider = 'simplefin'
+      `).get();
+      const errorRow = db.prepare(`
+        SELECT last_error FROM data_sources
+        WHERE type = 'provider_sync' AND provider = 'simplefin' AND last_error IS NOT NULL
+        ORDER BY updated_at DESC LIMIT 1
+      `).get();
+      bankSync = {
+        ...bankSync,
+        source_count: sourceRow.source_count ?? 0,
+        account_count: accountRow.account_count ?? 0,
+        transaction_count: txRow.transaction_count ?? 0,
+        last_sync_at: sourceRow.last_sync_at || null,
+        last_error: errorRow?.last_error || null,
+      };
+    }
+  } catch (err) {
+    recordError('Bank Sync Status', err);
+  }
+
   // Cleanup status — safe read-only summary from settings, no paths or secrets
   let cleanup = { ok: true, last_run_at: null, last_result: null };
   try {
@@ -285,6 +365,8 @@ router.get('/', async (req, res) => {
     backup: backups,
     server,
     tracker,
+    bank_sync: bankSync,
+    simplefin: bankSync,
     cleanup,
     update,
     recent_errors: recentErrors,
diff --git a/server.js b/server.js
index e4053fe..99ed709 100644
--- a/server.js
+++ b/server.js
@@ -238,6 +238,13 @@ async function main() {
     } catch (err) {
       console.error('[bankSync] Failed to start auto-sync worker:', err.message);
     }
+
+    // Start daily worker (autopay marking, notifications, session pruning, cleanup)
+    try {
+      require('./workers/dailyWorker').start();
+    } catch (err) {
+      console.error('[dailyWorker] Failed to start daily worker:', err.message);
+    }
   });
 }