fix(sync): move auto-match into syncDataSource after merchant rules

services/bankSyncService.js

@@ -12,6 +12,7 @@ const { getBankSyncConfig } = require('./bankSyncConfigService');
 const { decorateDataSource } = require('./transactionService');
 const { applyMerchantRules } = require('./billMerchantRuleService');
 const { applySpendingCategoryRules } = require('./spendingService');
+const { autoMatchForUser } = require('./matchSuggestionService');
 
 const SEED_SYNC_DAYS    = 44; // Initial connect / explicit backfill (SimpleFIN Bridge 45-day cap, 1-day buffer)
 const ROUTINE_SYNC_DAYS = 30; // Fallback if admin config is missing
@@ -130,9 +131,10 @@ async function runSync(db, userId, dataSource, { days } = {}) {
     WHERE id = ? AND user_id = ?
   `).run(partialError, dataSource.id, userId);
 
-  // Apply stored merchant→bill rules, then spending category rules
+  // Apply stored merchant→bill rules, then spending category rules, then score-based auto-match
   const { matched: autoMatched, matched_bills: matchedBills, late_attributions: lateAttributions } = applyMerchantRules(db, userId);
   try { applySpendingCategoryRules(db, userId); } catch { /* non-blocking */ }
+  try { autoMatchForUser(userId); } catch { /* non-blocking */ }
 
   return { accountsUpserted, transactionsNew, transactionsSkip, autoMatched, matched_bills: matchedBills || [], late_attributions: lateAttributions || [], errlist: raw._errlistSummary || null };
 }

services/bankSyncWorker.js

@@ -3,7 +3,6 @@
 const { getDb } = require('../db/database');
 const { getBankSyncConfig } = require('./bankSyncConfigService');
 const { syncDataSource } = require('./bankSyncService');
-const { autoMatchForUser } = require('./matchSuggestionService');
 
 // Skip a source if it was synced less than this long ago (catches recent manual syncs)
 const MIN_SYNC_AGE_MS = 60 * 60 * 1000; // 1 hour
@@ -69,7 +68,6 @@ async function runCycle() {
     try {
       await syncDataSource(db, source.user_id, source.id);
       synced++;
-      try { autoMatchForUser(source.user_id); } catch { /* non-fatal */ }
     } catch {
       // syncDataSource already writes last_error to the data_sources row
       failed++;