diff --git a/HISTORY.md b/HISTORY.md
index 495f2aa..67efdf0 100644
--- a/HISTORY.md
+++ b/HISTORY.md
@@ -1,5 +1,17 @@
 # Bill Tracker — Changelog
 
+## v0.34.3
+
+### 🚀 Features
+
+- **Payoff Simulator** — `/payoff` route with custom SVG chart. Select any debt, inputs auto-populate from bill rate/minimum/amount. Live-updating chart with 3 tracks: slate dashed (min-only), indigo dashed (snowball plan), amber solid (simulation). Stats cards show interest saved, time saved, total paid breakdown. "Apply to budget" pushes sim payment back to bill with undo support.
+
+### 🔧 Changed
+
+- **Bump** — `0.34.2` → `0.34.3`
+
+---
+
 ## v0.34.2
 
 ### 🧹 Roadmap Audit
diff --git a/package.json b/package.json
index ab64dca..4a8e087 100644
--- a/package.json
+++ b/package.json
@@ -1,6 +1,6 @@
 {
   "name": "bill-tracker",
-  "version": "0.34.2",
+  "version": "0.34.3",
   "description": "Monthly bill tracking system",
   "main": "server.js",
   "scripts": {