diff --git a/HISTORY.md b/HISTORY.md
index 97d5000..a7c5bff 100644
--- a/HISTORY.md
+++ b/HISTORY.md
@@ -1,5 +1,15 @@
 # Bill Tracker — Changelog
 
+## v0.34.2
+
+### 🔧 Changed
+
+- **Bump** — `0.34.1.3` → `0.34.2`
+
+- **Subscription badge on Tracker** — The "S" subscription badge now appears consistently on all bill rows in the Tracker page. The reorder-mode row variant was missing the badge even though it showed the "AP" autopay badge — both badges now render in all row contexts.
+
+---
+
 ## v0.34.1.3
 
 ### 🚀 Features
@@ -16,6 +26,7 @@
 
 - **Summary bill ordering** — Summary expenses now use the persisted bill order and support tracker-style drag/up/down reordering, while hiding reorder controls from printed/PDF summaries.
 - **Unified bill schedule editing** — Edit Bill now uses one canonical "Billing Schedule" field instead of separate Billing Cycle and Cycle Type controls.
+- **Data page workflow tabs** — Data now groups tools into Sync & Match, Import Data, and Export & History tabs, with remembered collapsible cards and a compact status strip.
 
 ### 🔧 Changed
 
@@ -35,6 +46,7 @@
 
 - **Scheduled backup retention** — The database backup scheduler now starts with the server only when enabled in Admin settings and prunes only scheduled backups, keeping the configured default of 2 without deleting manual, imported, or pre-restore backups.
 - **Billing schedule migration** — Added migration v0.76 to backfill legacy billing-cycle values into `cycle_type`, normalize `cycle_day`, and derive the legacy `billing_cycle` value from the canonical schedule.
+- **Subscription recommendations** — Possible subscription matches now list the bank account that produced the matching transaction activity.
 
 ---
 
diff --git a/client/components/admin/BankSyncAdminCard.jsx b/client/components/admin/BankSyncAdminCard.jsx
index 989c9f6..78186cf 100644
--- a/client/components/admin/BankSyncAdminCard.jsx
+++ b/client/components/admin/BankSyncAdminCard.jsx
@@ -161,12 +161,12 @@ export default function BankSyncAdminCard() {
               <p className="text-xs font-semibold text-muted-foreground uppercase tracking-wide">
                 Initial connect &amp; backfill
               </p>
-              <span className="font-mono text-sm font-bold">44 days</span>
+              <span className="font-mono text-sm font-bold">6 days</span>
             </div>
             <p className="text-xs text-muted-foreground">
-              The first sync (and any manual backfill) always fetches the maximum 44 days of history
+              The first sync (and any manual backfill) always fetches the maximum 60 days of history
               to build a complete transaction picture. This is fixed — SimpleFIN Bridge enforces a
-              strict <strong>45-day hard limit</strong> and will return an error for any request beyond it.
+              strict <strong>60-day hard limit</strong> and will return possible errors.
             </p>
           </div>
 
diff --git a/client/components/data/BankSyncSection.jsx b/client/components/data/BankSyncSection.jsx
index e21a57e..a4d8349 100644
--- a/client/components/data/BankSyncSection.jsx
+++ b/client/components/data/BankSyncSection.jsx
@@ -285,7 +285,7 @@ function AccountRow({ account, sourceId, expanded, onToggleExpand, onToggleMonit
   );
 }
 
-export default function BankSyncSection({ onConnectionChange }) {
+export default function BankSyncSection({ onConnectionChange, cardProps = {} }) {
   const [enabled, setEnabled]         = useState(null);
   const [syncDays, setSyncDays]       = useState(90);
   const [connections, setConnections] = useState([]);
@@ -494,7 +494,7 @@ export default function BankSyncSection({ onConnectionChange }) {
 
   if (enabled === null) {
     return (
-      <SectionCard title="Bank Sync">
+      <SectionCard title="Bank Sync" {...cardProps}>
         <div className="px-6 py-6 flex items-center gap-2 text-sm text-muted-foreground">
           <Loader2 className="h-4 w-4 animate-spin" />
           Loading…
@@ -505,7 +505,7 @@ export default function BankSyncSection({ onConnectionChange }) {
 
   return (
     <>
-      <SectionCard title="Bank Sync" subtitle="Connect your SimpleFIN Bridge to sync read-only bank transactions.">
+      <SectionCard title="Bank Sync" subtitle="Connect your SimpleFIN Bridge to sync read-only bank transactions." {...cardProps}>
         {!enabled ? (
           <div className="px-6 py-5 text-sm text-muted-foreground">
             Bank sync is not enabled on this server. Ask your administrator to enable it in the Admin panel.
diff --git a/client/components/data/DownloadMyDataSection.jsx b/client/components/data/DownloadMyDataSection.jsx
index be71921..5dcb103 100644
--- a/client/components/data/DownloadMyDataSection.jsx
+++ b/client/components/data/DownloadMyDataSection.jsx
@@ -64,11 +64,12 @@ function ExportCard({ icon: Icon, title, description, filename, endpoint }) {
   );
 }
 
-export default function DownloadMyDataSection() {
+export default function DownloadMyDataSection({ cardProps = {} }) {
   return (
     <SectionCard
       title="Download My Data"
       subtitle="Export your bill tracker data for your own records. These exports include only your data — not a full system backup."
+      {...cardProps}
     >
       <ExportCard icon={Database} title="SQLite Data Export"
         description="Download a portable SQLite database containing your bill tracker data."
diff --git a/client/components/data/ImportHistorySection.jsx b/client/components/data/ImportHistorySection.jsx
index 32746b8..2181a7d 100644
--- a/client/components/data/ImportHistorySection.jsx
+++ b/client/components/data/ImportHistorySection.jsx
@@ -3,10 +3,10 @@ import { RefreshCw, Clock } from 'lucide-react';
 import { Button } from '@/components/ui/button';
 import { SectionCard, fmt } from './dataShared';
 
-export default function ImportHistorySection({ history, loading, onRefresh }) {
+export default function ImportHistorySection({ history, loading, onRefresh, cardProps = {} }) {
   if (loading) {
     return (
-      <SectionCard title="Import History">
+      <SectionCard title="Import History" {...cardProps}>
         <div className="px-6 py-6 text-sm text-muted-foreground">Loading…</div>
       </SectionCard>
     );
@@ -15,7 +15,7 @@ export default function ImportHistorySection({ history, loading, onRefresh }) {
   const rows = history ?? [];
 
   return (
-    <SectionCard title="Import History">
+    <SectionCard title="Import History" {...cardProps}>
       <div className="px-6 py-4 flex items-center justify-between">
         <p className="text-xs text-muted-foreground">
           {rows.length === 0 ? 'No imports yet.' : `${rows.length} import${rows.length === 1 ? '' : 's'}`}
diff --git a/client/components/data/ImportMyDataSection.jsx b/client/components/data/ImportMyDataSection.jsx
index 6a94d31..5667d2b 100644
--- a/client/components/data/ImportMyDataSection.jsx
+++ b/client/components/data/ImportMyDataSection.jsx
@@ -10,7 +10,7 @@ import {
 } from '@/components/ui/alert-dialog';
 import { SectionCard, CountPill, fmt, importErrorState } from './dataShared';
 
-export default function ImportMyDataSection({ onHistoryRefresh }) {
+export default function ImportMyDataSection({ onHistoryRefresh, cardProps = {} }) {
   const fileRef = useRef(null);
   const [file, setFile] = useState(null);
   const [preview, setPreview] = useState({ status: 'idle', data: null, error: null });
@@ -69,7 +69,8 @@ export default function ImportMyDataSection({ onHistoryRefresh }) {
   return (
     <>
       <SectionCard title="Import My Data Export"
-        subtitle="Restore data from a SQLite export created by this app for your account.">
+        subtitle="Restore data from a SQLite export created by this app for your account."
+        {...cardProps}>
       <div className="px-6 py-5">
         <div className="rounded-lg border border-border/60 bg-muted/25 p-4">
           <div className="flex items-start gap-3">
diff --git a/client/components/data/ImportSpreadsheetSection.jsx b/client/components/data/ImportSpreadsheetSection.jsx
index f837f30..453b019 100644
--- a/client/components/data/ImportSpreadsheetSection.jsx
+++ b/client/components/data/ImportSpreadsheetSection.jsx
@@ -869,7 +869,7 @@ function BillHistoryView({ previewRows, allBills, importingBillId, billImportRes
 
 // ─────────────────────────────────────────────────────────────────────────────
 
-export default function ImportSpreadsheetSection({ onHistoryRefresh }) {
+export default function ImportSpreadsheetSection({ onHistoryRefresh, cardProps = {} }) {
   const fileRef = useRef(null);
   const [file,    setFile]    = useState(null);
   const [options, setOptions] = useState(INITIAL_OPTIONS);
@@ -1190,6 +1190,7 @@ export default function ImportSpreadsheetSection({ onHistoryRefresh }) {
     <SectionCard
       title="Import Spreadsheet History"
       subtitle='Export your Google Sheet as .xlsx, upload it here, review the matches, then apply only the rows you approve.'
+      {...cardProps}
     >
 
       {/* ── Upload panel ──────────────────────────────────────────────────────── */}
diff --git a/client/components/data/ImportTransactionCsvSection.jsx b/client/components/data/ImportTransactionCsvSection.jsx
index 9996ad0..b772410 100644
--- a/client/components/data/ImportTransactionCsvSection.jsx
+++ b/client/components/data/ImportTransactionCsvSection.jsx
@@ -287,7 +287,7 @@ function formatCsvRowDetail(detail) {
   return `${field}${detail.message || detail.value || JSON.stringify(detail)}`;
 }
 
-export default function ImportTransactionCsvSection({ onHistoryRefresh }) {
+export default function ImportTransactionCsvSection({ onHistoryRefresh, cardProps = {} }) {
   const fileRef = useRef(null);
   const [file, setFile] = useState(null);
   const [preview, setPreview] = useState({ status: 'idle', data: null, error: null });
@@ -377,6 +377,7 @@ export default function ImportTransactionCsvSection({ onHistoryRefresh }) {
     <SectionCard
       title="Import Transaction CSV"
       subtitle="Upload a bank or credit-card CSV, map its columns, then save normalized transactions for matching later."
+      {...cardProps}
     >
       <div className="px-6 py-5 space-y-5">
         <div className="rounded-lg border border-border/60 bg-muted/25 p-4">
diff --git a/client/components/data/SeedDemoDataSection.jsx b/client/components/data/SeedDemoDataSection.jsx
index 80663f4..8a59ebe 100644
--- a/client/components/data/SeedDemoDataSection.jsx
+++ b/client/components/data/SeedDemoDataSection.jsx
@@ -10,7 +10,7 @@ import {
 } from '@/components/ui/alert-dialog';
 import { SectionCard } from './dataShared';
 
-export default function SeedDemoDataSection({ onSeeded }) {
+export default function SeedDemoDataSection({ onSeeded, cardProps = {} }) {
   const [loading, setLoading] = useState(false);
   const [seeded, setSeeded] = useState(false);
   const [counts, setCounts] = useState({ bills: 0, categories: 0 });
@@ -62,7 +62,7 @@ export default function SeedDemoDataSection({ onSeeded }) {
   };
 
   return (
-    <SectionCard title="Demo Data" subtitle="Seed your database with demo data for testing">
+    <SectionCard title="Demo Data" subtitle="Seed your database with demo data for testing" {...cardProps}>
       <div className="rounded-lg border border-border/60 bg-background/50 p-4">
         {statusLoading ? (
           <p className="text-sm text-muted-foreground">Loading…</p>
diff --git a/client/components/data/TransactionMatchingSection.jsx b/client/components/data/TransactionMatchingSection.jsx
index 22bc763..93151d1 100644
--- a/client/components/data/TransactionMatchingSection.jsx
+++ b/client/components/data/TransactionMatchingSection.jsx
@@ -372,7 +372,7 @@ function timeAgo(iso) {
   return `${Math.floor(secs / 86400)}d ago`;
 }
 
-export default function TransactionMatchingSection({ refreshKey, simplefinConn }) {
+export default function TransactionMatchingSection({ refreshKey, simplefinConn, cardProps = {} }) {
   const [transactions, setTransactions] = useState([]);
   const [suggestions, setSuggestions] = useState([]);
   const [bills, setBills] = useState([]);
@@ -558,6 +558,7 @@ export default function TransactionMatchingSection({ refreshKey, simplefinConn }
     <SectionCard
       title="Transactions"
       subtitle="Review imported or manual transactions and confirm matches to bills."
+      {...cardProps}
     >
       {simplefinConn && (
         <div className="px-6 py-2 flex items-center justify-between gap-3 border-b border-border/50 bg-muted/20 text-xs text-muted-foreground">
diff --git a/client/components/data/dataShared.jsx b/client/components/data/dataShared.jsx
index d5c7932..142a2ef 100644
--- a/client/components/data/dataShared.jsx
+++ b/client/components/data/dataShared.jsx
@@ -1,7 +1,6 @@
-import React from 'react';
+import React, { useEffect, useState } from 'react';
 import { cn } from '@/lib/utils';
-import { Button } from '@/components/ui/button';
-import { RefreshCw } from 'lucide-react';
+import { ChevronDown, ChevronRight } from 'lucide-react';
 
 export function fmt(isoStr) {
   if (!isoStr) return '—';
@@ -21,14 +20,63 @@ export function importErrorState(err, fallback) {
   };
 }
 
-export function SectionCard({ title, subtitle, children, className }) {
+export function SectionCard({
+  title,
+  subtitle,
+  children,
+  className,
+  collapsible = false,
+  defaultOpen = true,
+  storageKey,
+  summary,
+  actions,
+}) {
+  const [open, setOpen] = useState(() => {
+    if (!collapsible || !storageKey || typeof window === 'undefined') return defaultOpen;
+    const stored = window.localStorage.getItem(storageKey);
+    return stored === null ? defaultOpen : stored === 'true';
+  });
+
+  useEffect(() => {
+    if (!collapsible || !storageKey || typeof window === 'undefined') return;
+    window.localStorage.setItem(storageKey, String(open));
+  }, [collapsible, open, storageKey]);
+
+  const headerContent = (
+    <>
+      {collapsible && (
+        open
+          ? <ChevronDown className="mt-0.5 h-4 w-4 shrink-0 text-muted-foreground" />
+          : <ChevronRight className="mt-0.5 h-4 w-4 shrink-0 text-muted-foreground" />
+      )}
+      <div className="min-w-0 flex-1">
+        <h2 className="text-xs font-bold uppercase tracking-widest text-muted-foreground">{title}</h2>
+        {subtitle && <p className="mt-1 text-sm text-muted-foreground">{subtitle}</p>}
+        {collapsible && !open && summary && (
+          <p className="mt-1 truncate text-xs font-medium text-muted-foreground/80">{summary}</p>
+        )}
+      </div>
+      {actions && <div className="shrink-0">{actions}</div>}
+    </>
+  );
+
   return (
     <div className={cn('table-surface mb-6', className)}>
-      <div className="px-6 py-4 border-b border-border/50">
-        <h2 className="text-xs font-bold uppercase tracking-widest text-muted-foreground">{title}</h2>
-        {subtitle && <p className="text-sm text-muted-foreground mt-1">{subtitle}</p>}
-      </div>
-      <div className="divide-y divide-border/50">{children}</div>
+      {collapsible ? (
+        <button
+          type="button"
+          onClick={() => setOpen(value => !value)}
+          className="flex w-full items-start gap-2 border-b border-border/50 px-6 py-4 text-left transition-colors hover:bg-muted/20"
+          aria-expanded={open}
+        >
+          {headerContent}
+        </button>
+      ) : (
+        <div className="flex items-start gap-2 border-b border-border/50 px-6 py-4">
+          {headerContent}
+        </div>
+      )}
+      {open && <div className="divide-y divide-border/50">{children}</div>}
     </div>
   );
 }
diff --git a/client/pages/DataPage.jsx b/client/pages/DataPage.jsx
index 1ca8620..907496b 100644
--- a/client/pages/DataPage.jsx
+++ b/client/pages/DataPage.jsx
@@ -1,6 +1,7 @@
 import React, { useState, useEffect, useCallback } from 'react';
 import { toast } from 'sonner';
 import { api } from '@/api';
+import { cn } from '@/lib/utils';
 import BankSyncSection from '@/components/data/BankSyncSection';
 import ImportTransactionCsvSection from '@/components/data/ImportTransactionCsvSection';
 import TransactionMatchingSection from '@/components/data/TransactionMatchingSection';
@@ -10,11 +11,81 @@ import SeedDemoDataSection from '@/components/data/SeedDemoDataSection';
 import DownloadMyDataSection from '@/components/data/DownloadMyDataSection';
 import ImportHistorySection from '@/components/data/ImportHistorySection';
 
+const DATA_TAB_STORAGE_KEY = 'billtracker:data.activeTab';
+const DATA_TABS = [
+  {
+    id: 'sync',
+    label: 'Sync & Match',
+    description: 'Bank connections, synced transactions, and CSV transaction imports.',
+  },
+  {
+    id: 'import',
+    label: 'Import Data',
+    description: 'Bring in spreadsheet history, restore an app export, or seed demo data.',
+  },
+  {
+    id: 'export',
+    label: 'Export & History',
+    description: 'Download your data and review previous import activity.',
+  },
+];
+
+function useStoredTab() {
+  const [activeTab, setActiveTabState] = useState(() => {
+    if (typeof window === 'undefined') return DATA_TABS[0].id;
+    const stored = window.localStorage.getItem(DATA_TAB_STORAGE_KEY);
+    return DATA_TABS.some(tab => tab.id === stored) ? stored : DATA_TABS[0].id;
+  });
+
+  const setActiveTab = useCallback((tab) => {
+    setActiveTabState(tab);
+    if (typeof window !== 'undefined') {
+      window.localStorage.setItem(DATA_TAB_STORAGE_KEY, tab);
+    }
+  }, []);
+
+  return [activeTab, setActiveTab];
+}
+
+function DataStatusStrip({ history, historyLoading, simplefinConn, syncLoading }) {
+  const syncStatus = simplefinConn
+    ? (simplefinConn.last_error ? 'Needs attention' : 'Connected')
+    : syncLoading ? 'Loading…' : 'Not connected';
+  const syncTone = simplefinConn?.last_error
+    ? 'text-amber-600 dark:text-amber-300'
+    : simplefinConn
+    ? 'text-emerald-600 dark:text-emerald-300'
+    : 'text-muted-foreground';
+
+  return (
+    <div className="grid gap-2 sm:grid-cols-3">
+      <div className="rounded-lg border border-border/70 bg-card/80 px-4 py-3">
+        <p className="text-[10px] font-bold uppercase tracking-widest text-muted-foreground">SimpleFIN</p>
+        <p className={cn('mt-1 truncate text-sm font-semibold', syncTone)}>{syncStatus}</p>
+      </div>
+      <div className="rounded-lg border border-border/70 bg-card/80 px-4 py-3">
+        <p className="text-[10px] font-bold uppercase tracking-widest text-muted-foreground">Last Sync</p>
+        <p className="mt-1 truncate text-sm font-semibold text-foreground">
+          {simplefinConn?.last_sync_at ? new Date(simplefinConn.last_sync_at).toLocaleString([], { month: 'short', day: 'numeric', hour: '2-digit', minute: '2-digit' }) : '—'}
+        </p>
+      </div>
+      <div className="rounded-lg border border-border/70 bg-card/80 px-4 py-3">
+        <p className="text-[10px] font-bold uppercase tracking-widest text-muted-foreground">Import History</p>
+        <p className="mt-1 truncate text-sm font-semibold text-foreground">
+          {historyLoading ? 'Loading…' : `${history?.length || 0} record${(history?.length || 0) === 1 ? '' : 's'}`}
+        </p>
+      </div>
+    </div>
+  );
+}
+
 export default function DataPage() {
   const [history, setHistory]               = useState(null);
   const [historyLoading, setHistoryLoading] = useState(true);
   const [transactionRefreshKey, setTransactionRefreshKey] = useState(0);
   const [simplefinConn, setSimplefinConn]   = useState(null);
+  const [syncLoading, setSyncLoading]       = useState(true);
+  const [activeTab, setActiveTab] = useStoredTab();
 
   const loadHistory = async () => {
     setHistoryLoading(true);
@@ -29,7 +100,30 @@ export default function DataPage() {
     }
   };
 
-  useEffect(() => { loadHistory(); }, []);
+  const loadSimplefinSummary = useCallback(async () => {
+    setSyncLoading(true);
+    try {
+      const [status, sources] = await Promise.all([
+        api.simplefinStatus(),
+        api.dataSources({ type: 'provider_sync' }),
+      ]);
+      if (!status.enabled) {
+        setSimplefinConn(null);
+        return;
+      }
+      const conns = Array.isArray(sources) ? sources.filter(source => source.provider === 'simplefin') : [];
+      setSimplefinConn(conns[0] || null);
+    } catch {
+      setSimplefinConn(null);
+    } finally {
+      setSyncLoading(false);
+    }
+  }, []);
+
+  useEffect(() => {
+    loadHistory();
+    loadSimplefinSummary();
+  }, [loadSimplefinSummary]);
 
   const handleTransactionImportComplete = () => {
     loadHistory();
@@ -39,6 +133,7 @@ export default function DataPage() {
   // Called by BankSyncSection when connection state changes (connect/sync/disconnect)
   const handleConnectionChange = useCallback((conn) => {
     setSimplefinConn(conn || null);
+    setSyncLoading(false);
     setTransactionRefreshKey(key => key + 1);
   }, []);
 
@@ -56,16 +151,120 @@ export default function DataPage() {
         </div>
       </div>
 
-      <div className="space-y-5">
-        <BankSyncSection onConnectionChange={handleConnectionChange} />
-        <ImportTransactionCsvSection onHistoryRefresh={handleTransactionImportComplete} />
-        <TransactionMatchingSection refreshKey={transactionRefreshKey} simplefinConn={simplefinConn} />
-        <ImportSpreadsheetSection onHistoryRefresh={loadHistory} />
-        <ImportMyDataSection onHistoryRefresh={loadHistory} />
+      <DataStatusStrip history={history} historyLoading={historyLoading} simplefinConn={simplefinConn} syncLoading={syncLoading} />
+
+      <div className="rounded-lg border border-border/70 bg-card/70 p-1">
+        <div className="grid gap-1 md:grid-cols-3">
+          {DATA_TABS.map(tab => {
+            const active = activeTab === tab.id;
+            return (
+              <button
+                key={tab.id}
+                type="button"
+                onClick={() => setActiveTab(tab.id)}
+                className={cn(
+                  'rounded-md px-4 py-3 text-left transition-colors',
+                  active ? 'bg-primary text-primary-foreground shadow-sm' : 'text-muted-foreground hover:bg-muted/50 hover:text-foreground',
+                )}
+              >
+                <span className="block text-sm font-semibold">{tab.label}</span>
+                <span className={cn('mt-0.5 block text-xs', active ? 'text-primary-foreground/75' : 'text-muted-foreground')}>
+                  {tab.description}
+                </span>
+              </button>
+            );
+          })}
+        </div>
       </div>
-      <SeedDemoDataSection onSeeded={loadHistory} />
-      <DownloadMyDataSection />
-      <ImportHistorySection history={history} loading={historyLoading} onRefresh={loadHistory} />
+
+      {activeTab === 'sync' && (
+        <div className="space-y-5">
+          <BankSyncSection
+            onConnectionChange={handleConnectionChange}
+            cardProps={{
+              collapsible: true,
+              defaultOpen: true,
+              storageKey: 'billtracker:data.card.bankSync',
+              summary: simplefinConn ? `Connected as ${simplefinConn.name || 'SimpleFIN'}` : 'Connect or manage SimpleFIN bank sync.',
+            }}
+          />
+          <TransactionMatchingSection
+            refreshKey={transactionRefreshKey}
+            simplefinConn={simplefinConn}
+            cardProps={{
+              collapsible: true,
+              defaultOpen: true,
+              storageKey: 'billtracker:data.card.transactions',
+              summary: 'Review transaction matches and create bill payments.',
+            }}
+          />
+          <ImportTransactionCsvSection
+            onHistoryRefresh={handleTransactionImportComplete}
+            cardProps={{
+              collapsible: true,
+              defaultOpen: false,
+              storageKey: 'billtracker:data.card.transactionCsv',
+              summary: 'Upload bank or credit-card CSV transaction files.',
+            }}
+          />
+        </div>
+      )}
+
+      {activeTab === 'import' && (
+        <div className="space-y-5">
+          <ImportSpreadsheetSection
+            onHistoryRefresh={loadHistory}
+            cardProps={{
+              collapsible: true,
+              defaultOpen: false,
+              storageKey: 'billtracker:data.card.spreadsheet',
+              summary: 'Import bill/payment history from an XLSX workbook.',
+            }}
+          />
+          <ImportMyDataSection
+            onHistoryRefresh={loadHistory}
+            cardProps={{
+              collapsible: true,
+              defaultOpen: false,
+              storageKey: 'billtracker:data.card.sqliteImport',
+              summary: 'Restore data from a user SQLite export.',
+            }}
+          />
+          <SeedDemoDataSection
+            onSeeded={loadHistory}
+            cardProps={{
+              collapsible: true,
+              defaultOpen: false,
+              storageKey: 'billtracker:data.card.demo',
+              summary: 'Seed or clear demo data for testing.',
+            }}
+          />
+        </div>
+      )}
+
+      {activeTab === 'export' && (
+        <div className="space-y-5">
+          <DownloadMyDataSection
+            cardProps={{
+              collapsible: true,
+              defaultOpen: true,
+              storageKey: 'billtracker:data.card.download',
+              summary: 'Download SQLite or Excel exports of your records.',
+            }}
+          />
+          <ImportHistorySection
+            history={history}
+            loading={historyLoading}
+            onRefresh={loadHistory}
+            cardProps={{
+              collapsible: true,
+              defaultOpen: false,
+              storageKey: 'billtracker:data.card.history',
+              summary: historyLoading ? 'Loading import activity…' : `${history?.length || 0} import record${(history?.length || 0) === 1 ? '' : 's'}.`,
+            }}
+          />
+        </div>
+      )}
     </div>
   );
 }
diff --git a/client/pages/SubscriptionsPage.jsx b/client/pages/SubscriptionsPage.jsx
index fcd8311..b637ed9 100644
--- a/client/pages/SubscriptionsPage.jsx
+++ b/client/pages/SubscriptionsPage.jsx
@@ -292,6 +292,11 @@ function RecommendationCard({ recommendation, categoryId, onAccept, onDecline, o
             <p className="mt-1 text-xs font-medium text-muted-foreground">
               {TYPE_LABELS[recommendation.subscription_type] || 'Other'} · {recommendation.occurrence_count} charges · last seen {fmtDate(recommendation.last_seen_date)}
             </p>
+            {recommendation.accounts?.length > 0 && (
+              <p className="mt-1 truncate text-xs font-medium text-muted-foreground">
+                {recommendation.accounts.length > 1 ? 'Accounts' : 'Account'}: {recommendation.accounts.join(', ')}
+              </p>
+            )}
           </div>
           <div className="shrink-0 text-right">
             <p className="tracker-number text-base font-semibold text-foreground">{fmt(recommendation.expected_amount)}</p>
diff --git a/client/pages/TrackerPage.jsx b/client/pages/TrackerPage.jsx
index 25bb07b..84d01f5 100644
--- a/client/pages/TrackerPage.jsx
+++ b/client/pages/TrackerPage.jsx
@@ -1540,6 +1540,14 @@ function MobileTrackerRow({ row, year, month, refresh, index, onEditBill, moveCo
                   AP
                 </span>
               )}
+              {row.is_subscription && (
+                <span
+                  className="inline-flex shrink-0 rounded border border-indigo-500/25 bg-indigo-500/10 px-1.5 py-0.5 text-[10px] font-bold leading-none text-indigo-600 dark:text-indigo-300"
+                  title="Subscription"
+                >
+                  S
+                </span>
+              )}
               <Button
                 size="icon" variant="ghost"
                 className="h-7 w-7 opacity-100 transition-opacity text-muted-foreground hover:text-foreground hover:bg-accent lg:opacity-0 lg:group-hover:opacity-100"
diff --git a/package.json b/package.json
index 1d85198..ab64dca 100644
--- a/package.json
+++ b/package.json
@@ -1,6 +1,6 @@
 {
   "name": "bill-tracker",
-  "version": "0.34.1.3",
+  "version": "0.34.2",
   "description": "Monthly bill tracking system",
   "main": "server.js",
   "scripts": {
diff --git a/services/subscriptionService.js b/services/subscriptionService.js
index ee72481..d8990b3 100644
--- a/services/subscriptionService.js
+++ b/services/subscriptionService.js
@@ -297,7 +297,9 @@ function getSubscriptionRecommendations(db, userId) {
       t.id, t.amount, t.currency, t.description, t.payee, t.memo, t.category,
       COALESCE(t.posted_date, substr(t.transacted_at, 1, 10)) AS tx_date,
       ds.provider AS data_source_provider,
-      ds.name     AS data_source_name
+      ds.name     AS data_source_name,
+      fa.name     AS account_name,
+      fa.org_name AS account_org_name
     FROM transactions t
     LEFT JOIN data_sources ds ON ds.id = t.data_source_id AND ds.user_id = t.user_id
     LEFT JOIN financial_accounts fa ON fa.id = t.account_id AND fa.user_id = t.user_id
@@ -410,6 +412,14 @@ function getSubscriptionRecommendations(db, userId) {
 function buildRecommendation({ merchant, catalogEntry, sorted, averageAmount, maxDelta, last, cycleType, avgGap, confidence, tier, declineKey, catalogTypeMap }) {
   const name = catalogEntry ? catalogEntry.name : titleCase(merchant);
   const subscriptionType = inferType(merchant, catalogEntry, catalogTypeMap);
+  const accounts = Array.from(new Set(sorted
+    .map(item => {
+      const accountName = item.account_name || '';
+      const orgName = item.account_org_name || '';
+      if (accountName && orgName && accountName !== orgName) return `${orgName} · ${accountName}`;
+      return accountName || orgName || item.data_source_name || '';
+    })
+    .filter(Boolean)));
 
   const reasons = [];
   if (catalogEntry)        reasons.push(`Matches known service: ${catalogEntry.name}`);
@@ -435,6 +445,7 @@ function buildRecommendation({ merchant, catalogEntry, sorted, averageAmount, ma
     merchant,
     decline_key: declineKey,
     source: last.data_source_name || 'Transaction history',
+    accounts,
     reasons,
   };
 }
diff --git a/tests/subscriptionService.test.js b/tests/subscriptionService.test.js
index 4598658..3ababf6 100644
--- a/tests/subscriptionService.test.js
+++ b/tests/subscriptionService.test.js
@@ -58,7 +58,8 @@ test.after(() => {
 test('known catalog services appear as high-confidence subscription recommendations', () => {
   const db = getDb();
   const userId = createUser(db, 'recommendation');
-  createTransaction(db, userId);
+  const accountId = createAccount(db, userId, true);
+  createTransaction(db, userId, { account_id: accountId });
 
   const recommendations = getSubscriptionRecommendations(db, userId);
   const netflix = recommendations.find(item => item.catalog_match?.name === 'Netflix');
@@ -66,6 +67,7 @@ test('known catalog services appear as high-confidence subscription recommendati
   assert.ok(netflix, 'Netflix catalog match should be recommended from one known charge');
   assert.equal(netflix.subscription_type, 'streaming');
   assert.equal(netflix.confidence >= 90, true);
+  assert.deepEqual(netflix.accounts, ['Checking']);
   assert.match(netflix.reasons.join(' '), /Matches known service: Netflix/);
 });