{hasFailed ? '⚠' : '✓'} {stats.total - stats.failures}/{stats.total} on time (12mo)
) : (Autopay enabled
)} {hasFailed && stats.last_failure_date && (Last failed: {stats.last_failure_date}
)} {hasFailed && stats.last_failure_notes && ({stats.last_failure_notes}
)} {needsVerify ? ({daysSinceVerify === null ? 'Never verified — confirm it\'s still active' : `Verified ${daysSinceVerify}d ago — check soon`}
) : (Verified {daysSinceVerify}d ago
)}{row.category_name}
)} {/* Monthly notes shown inline under the bill name */} {row.monthly_notes && ({row.monthly_notes}
)}